Disclosures

by | Sep 19, 2019

Chandler Asset Management, Inc. is an SEC registered investment adviser. This web site and information contained within is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client’s account should or would be managed, as appropriate investment strategies depend upon the client’s investment objectives. The information on this web site does not constitute an offer for products or services, or a solicitation of an offer to any persons who are prohibited from receiving such information under the laws applicable to their place of citizenship, domicile or residence.

Past performance is not a guarantee or a reliable indicator of future results. All investments contain risk and may lose value. Investing in the bond market is subject to certain risks including market, interest‐rate, issuer, credit, and inflation risk. Equities may decline in value due to both real and perceived general market, economic, and industry conditions. The value of investments, and the income from them, can decrease as well as increase, and you may not recover the amount of your original investment. Portfolios that invest in U.S. Government securities are not guaranteed and will fluctuate in value. Obligations of U.S. Government agencies and authorities are supported by varying degrees but are generally not backed by the full faith of the U.S. Government; portfolios that invest in such securities are not guaranteed and will fluctuate in value. Most strategies employ a minimum account size.

Please refer to Part 2A of our Form ADV for additional information.

No Offer


The information on this web site does not constitute an offer for products or services, or a solicitation of an offer to any persons who are prohibited from receiving such information under the laws applicable to their place of citizenship, domicile or residence. This site is published in the United States for residents of the United States. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this Site.

The information provided is for informational purposes only and investors should determine for themselves whether a particular service or product is suitable for their investment needs or should seek such professional advice for their particular situation. Please refer to offering documents for further information concerning specific products.

No Reliance

The information and opinions contained herein have been compiled or arrived at based on information obtained from sources believed to be reliable and in good faith, but we do not represent that it is accurate or complete, and it should not be relied upon as such. Opinions expressed are our current opinions as of the date appearing on this material only, and are subject to changes without notice.

 

Linked Sites

Certain hyperlinks or referenced websites on the Site may, for your convenience, forward you to third parties’ websites, which generally are recognized by their top level domain name. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with Chandler Asset Management, Inc. with respect to any linked site or its sponsor. Any such information, products or sites have not necessarily been reviewed by Chandler Asset Management, Inc. and are provided or maintained by third parties over whom Chandler Asset Management, Inc. exercises no control. Chandler Asset Management, Inc. expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third‐party sites. Chandler Asset management, Inc. reserves the right to terminate any hyperlink at any time.

 

Copyright 

This site (including the software and files) and other content provided on this site, including any text, music and sound, graphics, images, photographs, audio and video, footage, animations, podcasts, analyses, studies, reports, and downloads (all such content collectively, the “Content”) are the exclusive property of Chandler Asset Management, Inc. or are licensed to Chandler Asset Management, Inc., and are protected by law, including United States copyright, database, trade secret, and trademark law, as well as other state, national, and international laws and regulations. Chandler Asset Management, Inc. reserves all rights with respect to its proprietary information or material on this site and will enforce such rights to the full extent of applicable copyright and trademark law.

Professional Designations

 

CFA Charter 

 

The Chartered Financial Analyst (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. There are currently more than 100,000 CFA charterholders working throughout the world. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA Institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.


High Ethical Standards

The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charterholders to:

  1. Place their clients’ interests ahead of their own
  2. Maintain independence and objectivity
  3. Act with integrity
  4. Maintain and improve their professional competence
  5. Disclose conflicts of interest and legal matters


Global Recognition

Passing the three CFA exams is a difficult feat that requires extensive study (successful candidates report spending an average of 300 hours of study per level). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry. As a result, employers and clients are increasingly seeking CFA charterholders—often making the charter a prerequisite for employment.

Additionally, regulatory bodies in 19 countries recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA Program curriculum into their own finance courses.

 

Comprehensive and Current Knowledge

The CFA Program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA Program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning.

The CFA Program curriculum is updated every year by experts from around the world to ensure that candidates learn the most relevant and practical new tools, ideas, and investment and wealth management skills to reflect the dynamic and complex nature of the profession.

 

Certified Treasury Professional (CTP)

 

The Certified Treasury Professional ® (CTP) designation is evidence that an individual is certified in corporate treasury and cash management. The credential is awarded based upon experience and passing of a rigorous examination that provides an objective measure of an individual’s broad-based knowledge and competency in treasury management. Ongoing professional development is required in order to maintain the credential. The CTP is administered by the Association for Financial Professionals, the leading association for treasury and financial management professionals, with more than 29,000 members worldwide.

 


Investment Adviser Certified Compliance Professional (IACCP)
 

 

The NRS Investment Adviser Certified Compliance Professional ® (IACCP®) program, co-sponsored by the Investment Adviser Association (IAA), is a professional education program granting the (IACCP®) designation, to individuals who complete an online and/or in-person instructor-led program of study, pass a certifying examination, and meet its work experience, ethics and continuing education requirements.

The program, developed by NRS in 2005 and has been co-sponsored since 2007 by the Investment Adviser Association (IAA), acknowledges the heightened role of compliance and responds to growing industry demands for advanced compliance education and nationally recognized professional standards.

Participants receive a grounding in the rules and regulations required for investment advisers. The program provides a step-by-step examination of the Investment Advisers Act of 1940 and related state and federal regulations, guidance for building a strong compliance program and highlights best practices that can immediately be implemented at firms.  The IACCP Program coursework consists of 15 required compliance courses, 5 electives, 2 years of work experience, submission of the ethics commitment and assessment, and the certifying examination.


Accredited Investment Fiduciary (AIF®)

 

The Accredited Investment Fiduciary (AIF®) Designation is a professional certification that demonstrates an advisor or other person serving as an investment fiduciary has met certain requirements to earn and maintain the credential.  The purpose of the Accredited Investment Fiduciary (AIF®) Designation is to assure that those responsible for managing or advising on investor assets have a fundamental understanding of the principles of fiduciary duty, the standards of conduct for acting as a fiduciary, and a process for carrying out fiduciary responsibility.

Initial certification requires completion of AIF® training, passing of the AIF® examination, meeting the education and industry experience requirements, and satisfaction of the Code of Ethics and Conduct Standards.  To maintain the designation, designees must complete six (6) hours of continuing education and satisfy the Code of Ethics and Conduct Standards annually.   The AIF® is administered by the Center for Fiduciary Studies.

 

Business Continuity Plan

 

Chandler Asset Management, Inc. has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

 

Contacting Us

If after a significant business disruption you cannot contact us as you usually do at (800) 317-4747 or by email, you should go to our website at www.chandlerasset.com where we will post further instructions. If you cannot access us through either of those means and have an immediate need to access your funds or account, you should contact your custodian bank directly.


Our Business Continuity Plan

We plan for the timely recovery and resumption of business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our clients to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical vendors, custodian bank and broker-dealer impact; regulatory reporting; and assuring our clients prompt access to their funds and securities if we are unable to continue our business.

While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, our objective is to restore our operations and be able to complete existing transactions and accept new instructions within 24-48 hours.  We plan to be able to accommodate any requests for funds and securities, however, depending on the circumstances requests could be delayed during this period.  As a client however, you have direct access to your funds and accounts through your independent custodian bank which will be able to accommodate any requests you have that we may be unable to fulfill temporarily.


Varying Disruptions

 

Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 24-48 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within 24-48 hours or as soon as practicable depending on the severity of the disruption. In either situation, we plan to continue our business and notify you through our website, www.chandlerasset.com and any other means available which may include telephone, email or U.S. Mail. If the significant business disruption is so severe that it prevents us from remaining in business, all clients will have prompt access to their funds and accounts through their independent custodian bank.


For more information

 

You can contact us at Nicole.dragoo@chandlerasset.com or (800) 317-4747 if you have questions regarding our business continuity planning.